Atomic for banking

Elevate your digital banking customer experience with Atomic

Atomic's in-app messaging platform helps you reach your customers in your most impactful channel - your app.

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Atomic for banking

What value does in-app messaging deliver in banking?

With nearly half (44%) of customers saying their banking app is their most trusted channel, why not increase your in-app engagement?

Atomic powers in-app…

Conversion

Provide tailored promotions and proactive self-service choices that are easy to respond to, enabling customers to seamlessly accomplish more within your app. Increase conversions with:

Self-service opportunities
Tailored offers and promotions
Simple data capture

Atomic powers in-app…

Activation

Send high-priority alerts, drive activation, and nudge customers to engage instantly. Drive instant activation with:

Actionable alerts and approvals
Faster customer onboarding
Personalised prompts and reminders

Atomic powers in-app…

Retention

Highlight customer insights, enquiries, and rewards that create a compelling path to action within your app. Increase retention by:

Highlighting valuable insights
Collecting feedback through simple outreachs and surveys
Providing easy-to-access customer loyalty and rewards

Atomic powers in-app…

Engagement

Deliver relevant updates that anticipate individual customer needs at just the right time in your app. Reach better engagement by:

Providing urgent announcements at the right time and place
Creating highly-personalised customer updates
Educating customers with tips, tricks and financial tools

The Atomic Difference

In-app messaging, on a completely new level

Atomic elevates your app experience delivering interactive messages to customers, securely behind the login helping your team tackle deeper use cases, scale faster, and turn in-app messaging into the critical channel your business needs.

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Watch the 60 second intro

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Watch the 60 second intro

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Actionable

Atomic messages land inside authenticated channels, so you can achieve secure personalisation and offer two-way interactions.

Interactive

Embedded

Personalised

Engaging

Actionable

Atomic messages land inside authenticated channels, so you can achieve secure personalisation and offer two-way interactions.

Interactive

Embedded

Personalised

Engaging

Actionable

Atomic messages land inside authenticated channels, so you can achieve secure personalisation and offer two-way interactions.

Interactive

Embedded

Personalised

Engaging

Actionable

Interactive

Embedded

Personalised

Enrich cards with profile and transaction data for higher response rates. Cards can also adapt using user inputs from previous cards in a sequence.

Engaging

Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels

Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels

Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels

Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group
Atomic powers in-app messaging for BNZ
“With the increasing urgency to push the bank to a digital first operating model, more and more of the interactions around product servicing, compliance and general customer support need to be digitized in a way that makes things easy for our customers. Atomic has provided us an efficient and effective path forward to solve this problem, across channels, and to help us avoid the pitfalls of trying to build this ourselves.”
Nick Fantham — Head of Technology, Digital Channels
Atomic powers in-app messaging for Kiwibank
"For ever and a day, we’ve talked about right channel, right message, right time. Always felt like a bit of a b*llshit holy grail. But perhaps we’re actually bridging that gap now thanks to Atomic.io."
Simon Hofmann — GM Brand & Marketing
Atomic powers in-app messaging for ANZ
ANZ chose Atomic.io to help us communicate with our customers in our banking app because it enabled us to deliver our program exponentially faster and had the flexibility we need in order to keep delivering outstanding customer experiences. It was crucial to quickly enable our team to engage with customers where they are most often… inside the Go-Money and Internet Banking apps.
Astrud Burgess — Chief Marketing Officer ANZ Group

Built for the most secure environments

Scale in-app messaging, while staying secure and compliant

Atomic Trust Center ->

Authenticated

Atomic messages land inside authenticated channels, so you can achieve secure personalisation and offer two-way interactions.

Auditable

Controlled

Compliant

Authenticated

Atomic messages land inside authenticated channels, so you can achieve secure personalisation and offer two-way interactions.

Auditable

Controlled

Compliant

Authenticated

Atomic messages land inside authenticated channels, so you can achieve secure personalisation and offer two-way interactions.

Auditable

Controlled

Compliant

Authenticated

Atomic messages land inside authenticated channels, so you can achieve secure personalisation and offer two-way interactions.

Auditable

Controlled

Compliant

Next steps

We're here when you're ready

We'd love to meet you, show you Atomic, discuss your situation, answer your questions and help you evaluate Atomic quickly and easily.

See a demo, meet an expert

Book a 30-minute demo ->

Reach out with a question

Get hands-on with examples

Examples library ->

Explore the docs

Atomic documentation ->

Next steps

We're here when you're ready

We'd love to meet you, show you Atomic, discuss your situation, answer your questions and help you evaluate Atomic quickly and easily.

See a demo, meet an expert

Book a 30-minute demo ->

Reach out with a question

Get hands-on with examples

Examples library ->

Explore the docs

Atomic documentation ->

Next steps

We're here when you're ready

We'd love to meet you, show you Atomic, discuss your situation, answer your questions and help you evaluate Atomic quickly and easily.

See a demo, meet an expert

Book a 30-minute demo ->

Reach out with a question

Get hands-on with examples

Examples library ->

Explore the docs

Atomic documentation ->

Next steps

We're here when you're ready

We'd love to meet you, show you Atomic, discuss your situation, answer your questions and help you evaluate Atomic quickly and easily.

See a demo, meet an expert

Book a 30-minute demo ->

Reach out with a question

Get hands-on with examples

Examples library ->

Explore the docs

Atomic documentation ->

Atomic's in-app messaging platform helps you reach your customers in your most impactful channel - your app.

Solutions

Learn

Resources

Company

Platform Terms of Use

Atomic's in-app messaging platform helps you reach your customers in your most impactful channel - your app.

Solutions

Learn

Resources

Company

Platform Terms of Use

Atomic's in-app messaging platform helps you reach your customers in your most impactful channel - your app.

Solutions

Learn

Resources

Company

Platform Terms of Use